Sweetwater Capital
Working capital to keep your
business moving forward.
Debt funding from $5,000 to $1,000,000
How does Sweetwater Capital work?
- Seamless enrollment
Select and login to your bank account. Enroll in Sweetwater Capital in less than 30 seconds. - Proactive funding offers
We monitor your data to 1) find opportunities to deploy working capital (e.g. buy inventory to avoid stockouts) and 2) notify you when you prequalify for funding. - Same day funding
Once you accept an offer, funds will be deposited in your bank account on the same day. - Flexible repayment
Your bank account will be automatically debited a fixed amount via ACH on a daily, weekly, or monthly basis (depending on the terms of the offer).
Stockout detected!
Potential stockout detected
Based on customer demand and current inventory levels, we've detected that you will run out of inventory in 5 days.
You've prequalified!
Don't despair! You've prequalified for a merchant cash advance of $50,000!
View your options
Congratulations!
Your funding is on its way.
You should see it in your account in the next couple of hours.
Strategically deploy working capital to move your business forward
Detection
We use your data to detect opportunities to deploy working capital e.g. buy inventory to avoid stockouts.
Optimization
We leverage our network of lenders to find you the lowest rates and best terms on the market.
Deploy working capital
Use the funding in whichever way you see fit e.g. inventory, marketing, equipment, hiring, etc.
Your dedicated capital team
24/7 customer service
A dedicated team to walk you through each stage of the funding process and answer your questions.
Boost your sales
We'll help you deploy tried and true tools to increase sales (e.g. BNPL, 2-day shipping, ad spend optimization, etc.)
Long term growth partners
Whether it's working capital or deploying tools to boost your sales, we'll help grow your business over the long term.
FAQs
(Financially Astute Questions)
What is the repayment period?
Most offers will have a repayment period of 6 to 12 months. Some offers might have a repayment period as short as 3 months or as long as 36 months.
What can I spend the funding on?
You can use the funding in whichever way you see fit. Common uses of funding include inventory, marketing, equipment, hiring, rental payments, etc.
What interest rates should I expect?
We expect most offers to be between 8% to 30% APR. Rates depend on multiple factors including credit scores, years in business, average monthly revenue, financials, etc.
How often will I make repayments?
Your bank account will be automatically debited a fixed amount via ACH on a daily, weekly, or monthly basis depending on what's specified in the offer.
What credit products are available?
You'll get access to a variety of credit products including Merchant Cash Advance, Line of Credit, Term Loan, and SBA Loan. We'll help you choose the right credit product for your business.